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July 2017 Archives

The use of beneficiary designations

Ohio residents can designate loved ones to be beneficiaries of accounts such as life insurance policies and IRAs. They should carefully consider their designations and should know what should and should not be done. Emotion may play a significant part in how investors choose their beneficiaries. Investors should consider who they care for the most and would want to ensure are financially stable.

Businesses and estate planning

Ohio business owners should have certain documents on hand in the event certain decisions regarding their company have to be made in the future. These documents, which can include a living trust, a financial power of attorney and a last will and testament, will help protect the business in which the owners have invested time and money.

Uses and types of irrevocable trusts

Ohio residents who are planning their estates might want to consider creating an irrevocable trust. While an irrevocable trust has a disadvantage over a will or revocable trust in that it cannot be changed, there are a number of advantages to it as well. Furthermore, setting up an irrevocable trust in a will that comes into effect on a person's death allows the trust to be modified during the person's lifetime.

Estate planning pitfalls to keep in mind

When Ohio residents are planning their wills, there are a few key areas that are important to consider in order to make sure a will holds up in court after death. Estate planning can be complicated, and it can be critical to be aware of a number of factors that go into a will to enable an orderly distribution of the estate.

The benefits of an estate plan

Many Ohio couples live together but don't get married. However, just because someone doesn't have a spouse or children is no reason to avoid creating an estate plan. In fact, it may make it more important to create one. For example, if a person is incapacitated and unable to make certain health care decisions, a partner may not be able to make them on that person's behalf.

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