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Finding A Fresh Start Through Chapter 7 Bankruptcy

Last updated on October 31, 2023

Chapter 7 bankruptcy is a form of debt relief by which you may eliminate most forms of unsecured debt such as credit cards, medical bills and personal loans. In most cases, you can keep your home, car and other personal belongings. Or a Chapter 13 bankruptcy is a debt repayment plan through which you consolidate your debts over a three- to five-year period. The creditors cannot collect from you during the term of the plan.

Putting A Stop To Creditor Harassment

If you are being harassed by creditors who are bothering you at work, harassing your family, friends, and neighbors, you can stop them immediately simply by hiring our law firm to represent you. Upon retaining our services, our lawyers provide you with a special record number so that you can refer your creditors to us, which will stop the harassment.

In Chapter 7 bankruptcy, we can eliminate any balance due after a vehicle financing company has repossessed your car and auctioned it. This can remove the risk of a lawsuit or garnishments the finance company might seek to recover the difference between the balance owed and the auction price. Or in Chapter 13, debts that are generally consolidated are mortgage arrears, balances on vehicle loans, student loans, credit card debts and other unsecured debts. However, despite the overwhelming amount of student loan debt, student loans, at this time, are virtually impossible to discharge through any type of bankruptcy.

If you have cosigned a debt for a friend or relative and their failure to pay the debt has resulted in legal action against you, we can eliminate your liability as a cosigner through a Chapter 7 bankruptcy.

Get Straightforward Advice About Your Financial Problems

Contact Justin C. Miller Esq. to begin identifying the solution that works for your situation. You can reach us easily via email or by calling us at 330-931-3281. You do not need to face this situation alone. We are here to help.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.